Stephen Hammers, Author at PlanRock

What’s In Store For The Housing Market
Euphoric media reports about the housing market are starting to come into question, as the fragility of the housing market is gradually being exposed. The FHFA House Price Index revealed that housing prices ...

Published On: October 13, 2020Categories: Housing Market
Hunger Becoming A Concern Globally As COVID Takes Hold
The effects of the Covid-19 pandemic yields much uncertainty and concern as the world sees trending patterns towards a global hunger crisis. The projected increase is expected to surpass outstanding numbers within the ...

Published On: October 12, 2020Categories: Consumer Health, Economy
Rates Vacillate As Stimulus Efforts Unresolved
The Federal Reserve continues to purchase $120 billion of Treasury and mortgage agency bonds each month, expanding its balance sheet to over $7 trillion as of the end of September. The monumental buying ...

Published On: October 11, 2020Categories: Bond Market, Debt/Mortgage/Liabilities
Equities Taper Off In September
Despite a pullback in September, equities managed to end the third quarter with gains. The technology sector was the primary contributor to the S&P 500 Index, which was up 8.93% for the third ...

Published On: October 10, 2020Categories: Stock Market
Altered Eating Habits Create A Rise in Obesity Leading To Lower Sugar Consumption Limits
Every five years the U.S. government revises the Dietary Guidelines for Americans, which govern school lunch programs, shape health promotion efforts, influence what food manufacturers produce, and give Americans an idea of how ...

Published On: October 9, 2020Categories: Consumer Health
Rising Inequality Within American Cities
The pandemic’s effect on American cities yields much uncertainty of the sociological impact on individuals and communities. The economic correlation to social matters draws a big concern on the pandemic’s impact on worsening ...

Published On: October 8, 2020Categories: Government/Municipal
California First State To Require Zero-Emission Vehicles
The governor of California issued an executive order in September requiring that all automobiles sold in the state would be zero-emission by 2035. The announcement gives auto manufacturers 15 years to transition from ...

Published On: October 7, 2020Categories: Industry
Market Indexes (As of September 30, 2020)
October 2020 Stock Indices: Dow Jones 27,781 S&P 500 3,363 Nasdaq 11,167 Bond Sector Yields: 2 Yr Treasury 0.13% 10 Yr Treasury 0.69% 10 Yr Municipal 0.84% High Yield 5.77% YTD Market Returns: ...

Published On: October 3, 2020Categories: Bond Market, Market Index Returns, Stock Market
Less Choices for the Consumer
In response to the COVID-19 pandemic, American consumer choices have changed in the realm of diet, food preparation, and lifestyle habits. The transition into at-home cooking as a means of financial saving and ...

Published On: September 10, 2020Categories: Consumer Behavior
Inflation even higher for those over 62
Data compiled by the government via the Bureau of Labor Statistics (BLS) maintains a separate tally of inflation for people over 62. The rarely heard of index, known as the CPI-E, is a ...

Published On: September 8, 2020Categories: Economy, Financial Planning

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