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  • Credit Scores Tend to Drop After Retirement – Retirement Planning

    Credit scores are a vital piece in determining whether an individual is qualified for a plethora of life-changing purchases, from mortgages to auto loans. However, even consumers with a pristine history of on-time ...

    Published On: August 23, 2023Categories: Retirement
  • Business Bankruptcy Filings Increasing – Economic Sentiment

    An indication of where the economy might be headed is business bankruptcy filings. Small and large businesses tend to react to economic changes via their business activity and financial conditions. Despite both 2021 ...

    Published On: August 22, 2023Categories: Economy
  • Macro Economic Overview

    The rating on U.S. government debt was cut from AAA to AA+ by Fitch, one of the three major credit rating agencies. Standard & Poor’s, another primary rating agency, cut its rating on ...

    Published On: August 11, 2023Categories: Economy
  • Market Indexes

    August 2023 (all values as of 07.31.2023) Stock Indexes: Dow Jones 35,559 S&P 500 4,588 Nasdaq 14,346 Bond Sector Yields: 2 Yr Treasury 4.88% 10 Yr Treasury 3.97% 10 Yr Municipal 2.53% High ...

    Published On: August 10, 2023Categories: Market Index Returns
  • Wages Lag Behind Inflation in Nearly All U.S. Cities – Employment Update

    Real wages, or workers’ pay adjusted for inflation, have decreased for 26 consecutive months. Even when nominal wage growth has been significant, inflation has surpassed it and diminished workers’ purchasing power for over ...

    Published On: July 21, 2023Categories: Economy
  • People Are Eating In Instead of Going Out

    The restaurant industry continues to experience turbulence that originated with the breakout of the COVID-19 pandemic and the ensuing lockdowns. In 2020, restaurant performance reached historic lows as people suddenly stopped ordering from ...

    Published On: July 20, 2023Categories: Consumer Behavior
  • New Home Sales Grow as Existing Home Sales Drop

    With hiking mortgage rates and historically high home prices, home sales have seen tumultuous recent months as the supply and demand for houses fluctuate. Recent data show that pending home sales are declining, ...

    Published On: July 19, 2023Categories: Debt/Mortgage/Liabilities
  • Fed Continues Rate Hikes – Fixed Income Overview

    Continuing inflation concerns have led the Fed to raise rates as the bond market grapples with the increases. Short-term bond yields have risen relative to long-term bond yields as expectations are that interest ...

    Published On: July 18, 2023Categories: Retirement
  • Equity Volatility Increases – Domestic Stocks Overview

    Many analysts view the recent rise in equities as a momentum rally, meaning that only a few companies have been leading the overall rise in the market. Earnings are becoming extremely critical as ...

    Published On: July 17, 2023Categories: Stock Market
  • Consumers Still Spending Amid Inflation

    Consumer sentiment and spending have remained fairly consistent in recent months. Despite a dip in summer 2022, current consumer sentiment is at a similar level to its values before elevated inflation levels evolved. ...

    Published On: July 14, 2023Categories: Consumer Behavior
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