• Housing Market Is Among The Least Affordable In U.S. History

    Measured by the Housing Affordability Index, the affordability of homes has been steadily eroding since early 2021. Factors affecting affordability include home prices, mortgage rates, and household incomes. With historic inflation outpacing income ...

    Published On: September 18, 2023Categories: Debt/Mortgage/Liabilities, Economy

  • Consumer Rates Remain Elevated – Fixed Income Overview

    Interest rates experienced some volatility in August due to uncertainty surrounding inflationary pressures and intended Fed policy. Elevated rates on consumer loans such as credit cards and mortgages continued to place pressure on ...

    Published On: September 15, 2023Categories: Bond Market, Debt/Mortgage/Liabilities

  • Inflation In Europe Calms – International Economic Focus

    Demand for products and services can vary from country to country as consumers have different choices on what they purchase. Supply constraints, transportation costs, and currency exchange rates can also affect prices among ...

    Published On: September 14, 2023Categories: Economy

  • Pullback In August Affects Equity Indexes

    Domestic stocks experienced a retraction in August as future earnings came into focus along with lingering inflationary pressures on company expenses. The S&P 500 fell -1.6%, culminating in the second monthly decline so ...

    Published On: September 13, 2023Categories: Stock Market

  • Delinquency Rates On The Rise – Consumer Finance

    A survey released by the Federal Reserve Bank of Dallas found that overall credit and lending activity is deteriorating nationwide. The survey encompasses loan activity among larger banks, regional banks, finance companies, and ...

    Published On: September 12, 2023Categories: Consumer Behavior, Debt/Mortgage/Liabilities

  • Macro Economic Overview / September 2023

    Congress is spending the bulk of September deliberating over the Federal Budget for fiscal year 2024 as a looming deadline on September 30th approaches. Should an agreement not be reached, then a government ...

    Published On: September 11, 2023Categories: Economy

  • Market Indexes

    September 2023 (all values as of 08.31.2023)  Stock Indexes: Dow Jones 34,721 S&P 500 4,507 Nasdaq 14,034 Bond Sector Yields: 2 Yr Treasury 4.85% 10 Yr Treasury 4.09% 10 Yr Municipal 2.87% High ...

    Published On: September 8, 2023Categories: Market Index Returns

  • Inflation Slows to a Two-Year Low – Inflation Trends

    Inflation measured at 3% in June, a two-year low not seen since March 2021. Inflation peaked at a four-decade high of 9.1% in June 2022, more than three times the latest inflation figure. ...

    Published On: August 31, 2023Categories: Economy

  • Fixed Income Overview

    Government and corporate bond yields saw a slight increase in July as the Fed raised short-term rates and increased government debt levels. Shorter-term bond yields remained higher than longer-term bond yields at the ...

    Published On: August 28, 2023Categories: Economy, Retirement

  • Equity Overview

    U.S. equity markets advanced in July as positive earnings momentum and some optimistic economic news helped propel the market. The Dow Jones Industrial Index, the S&P 500, and the Nasdaq all saw increases ...

    Published On: August 25, 2023Categories: Market Index Returns