Articles/Education
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
The Hidden Contribution to Inflation – Monetary Policy
The Fed has increased interest rates by 3% over 3 months, the largest increase since 1982, as a response to ...
Housing Affordability
Series 2 of 2: Home Prices Fall for the First Time in 10 Years Ever since the housing market plummeted in ...
Fixed Income Review
Short-term Treasury bonds continued to post higher yields than longer-term Treasury bonds. Six-month maturity bonds yielded 4.57% at the end ...
Equity Overview November 2022
U.S. equity markets rebounded in October with the Dow Jones, S&P 500, and Nasdaq indices all posting positive gains for ...
IRS Raises 2023 Tax Brackets due to Inflation
The Internal Revenue Service (IRS) controls the adjustments of tax brackets and standard deductions, and annually makes tax code adjustments ...
Macro Economic Overview November 2022
The Fed continued on its steepest rate increase since the early 1980s. Political pushback against the Federal Reserve has been ...
Stocks Endure Difficult Third Quarter
Equities across the board were down in the quarter ending September 30th, as the market continues to react to global ...
Unemployment Claims On The Rise
Unemployment claims reached their highest level since late November 2021, and have steadily increased throughout the year. As of the ...
The Fed’s Continuous Increase Of The Fed Funds Rate
The Fed Funds Rate, which is controlled by the Federal Reserve Board (also known as the Fed), is the interest ...
Retirees Make Up an Increasing Part of the Population
Since the early 2010s, the share of the U.S. population made up of retirees has been growing at a fairly ...
Housing Affordability Series 1 of 2: Rising Mortgage Rates Deter New Buyers
The 30-year conforming mortgage rate has a profound effect on the prices of homes and the rate at which interest ...
Short-Term Bond Rate Remain Higher Than Long-Term Bond Rates
Rising rates are being compounded by the Fed’s suspension of buying U.S. Treasuries and mortgage bonds on the one market. ...


