Articles/Education
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
Retirees Make Up an Increasing Part of the Population
Since the early 2010s, the share of the U.S. population made up of retirees has been growing at a fairly ...
Housing Affordability Series 1 of 2: Rising Mortgage Rates Deter New Buyers
The 30-year conforming mortgage rate has a profound effect on the prices of homes and the rate at which interest ...
Short-Term Bond Rate Remain Higher Than Long-Term Bond Rates
Rising rates are being compounded by the Fed’s suspension of buying U.S. Treasuries and mortgage bonds on the one market. ...
Euro and Pound Plummeting in Value to the Dollar
The European economy is currently experiencing turbulence due to the Ukrainian conflict and Russian supply cuts. On the other hand, ...
Macro Economic Overview
Financial markets were distraught during the third quarter as rising rates, inflation, and slowing economic activity hindered major equity indexes. ...
Market Indexes / October 2022
(all values as of 09.30.2022) Stock Indexes: Dow Jones 28,725 S&P 500 3,585 Nasdaq 10,575 Bond Sector Yields: 2 Yr ...
What is ESG – Why Corporations Follow It – Part 3 of 3 Series
As previously discussed in the other two parts of this series, ESG is a financial philosophy where investors investigate three ...
Wage Increases Don’t Necessarily Mean More Money in Your Pockets
A jump in inflation could mean that even with a pay raise, you could have less money in your pocket. ...
Social Security Cost of Living Adjustment Sees Huge Jump
Many rely on Social Security and the annual increases known as the Cost of Living Adjustment (COLA) to keep up ...
Personal Savings at Lowest in 14 Years
During the peak of the pandemic, uncertainty over the job market and elevated unemployment caused consumers to save at heightened ...
Market Indexes / September 2022 / (all values as of 08.31.2022)
Stock Indexes: Dow Jones 31,510 S&P 500 3,955 Nasdaq 11,816 Bond Sector Yields: 2 Yr Treasury 3.45% 10 Yr Treasury ...
Fixed Income Update
U.S. Treasury bond yields rose in August, with the 10-year Treasury ending the month with a 3.15% yield. Treasury bond ...
