Articles/Education
Please choose any of the following articles below that interest you. Each article is listed under the month it was written. Articles written in prior months may still have educational interest.
Baby Boomers Have Much More At Stake Today – Demographical Overview
Baby boomers, those of us born between 1946 and 1964, currently hold the largest share of wealth in the U.S. ...
Consumers Falling Behind On Loan Payments – Consumer Finances
Financial duress among consumers nationwide is starting to appear in certain sectors and casting doubt on the endurance of consumers ...
Equity Indexes Advance In The 3rd Quarter – Domestic Equity Overview
Stocks were bolstered by recent and expected Fed rate cuts, with a rally broadening from large cap stocks to mid ...
Demand For Treasuries Alter Bond Preferences – Fixed Income Update
The premium that investors demand to hold investment-grade-rated companies’ bonds instead of Treasuries hit its lowest level since 1998. Demand ...
Foreigners Own Record Amount of U.S. Stocks – Equity Market Dynamics
Foreign purchases of U.S. equities rose to a record in the second quarter of 2025, according to Federal Reserve data, ...
The Common Occurrence Of Government Shutdowns – Fiscal Policy
Government shutdowns have been a common occurrence over the years under most every administration. The length of the shutdowns have ...
Protecting Yourself From Identity Theft – Personal Finance
According to the Department of Justice, it is estimated that 24 million Americans will be victims of identity theft in ...
Macro Economic Overview / October 2025
The Fed’s decision to ease rates in September may be perceived as a method to alleviate a slowing economy, not ...
October 2025 / Market Indexes
(all values as of 09.30.2025) Stock Indexes: Dow Jones 46,397 S&P 500 6,688 Nasdaq 22,660 Bond Sector Yields: 2 Yr ...
Top 10% of Earners Account for Half of All Spending – Demographics Overview
Consumers in the top 10%, earning an average of $250,000 or greater per year, account for roughly 50% of all ...
Household Asset Valuations Increase To Record Levels – Consumer Wealth (chart)
The value of household assets in the United States increased in 2024 to an all time high. The Federal Reserve ...
Medical Expenses Increasing More Than Inflation – Healthcare Industry Update (chart)
Medical care expenses have been consistently increasing more than the overall expenses of all goods and services throughout the country. ...
